B&H Photography Payboo Credit Card - Stay Away
I've been shopping my electronics, mainly cameras and computers from B&H Photo since 2018. In these years, I've placed over 21 orders including pro cameras, lenses and other high value items. I've not had any issue with them until the Comenity Bank came into their co-branded credit card business. Now, I no longer buy stuffs from B&H and I'm publishing my FIVE reasons to stay away from B&H Payboo credit card, issued by Comenity Bank. Five reasons to stay away from 'B&H Payboo Credit Card': Very High APR The Comenity issued credit card has very high APR ( near 29%) from the day one. There is no promotional 0% purchase APR like most banks offer on new card. The B&H guys may argue that they offer 0% interest EMI payments on their high value purchase. I would say, all major retailers offers those EMI payments, and they need not be tied to a store credit card. Low Benefits This credit card has only 2 B&H store specific benefits as below.
